Holy. Fucking. Crap.
They say it's a security/fraud thing, but they are so full of crap, they should be declared a biohazard near public water sources. When I was a teller, we always let bank checks clear. This check is an official cashier's check, not some hand-painted letter X on the side of a cow. They say it's "out of state," and I guess one of those $8.50/hr managers can be bothered to get his lazy ass to pick up the phone and call the other bank. Cashier's checks are cashier's checks for a reason: large volumes of money that can be moved quickly between institutions. "It's policy," they said.
"It's policy" = Too damn scared to do actual work that requires thinking.
I know why they are really doing it: the check is a high amount, and the longer they hold it, the more interest they get on it. They know, since I am not a customer will millions in their system, that I'll probably only have that money in there for a month or so before I pay off whomever.
I should call them and demand interest.